Posts Tagged ‘Investment Decisions’

Best Mutual Funds

Friday, May 14th, 2010


Legendary Fidelity Mutual Fund manager Peter Lynch once called investing an art, and the way Lynch went about it, famously spotting his “ten-baggers” by keenly studying the world around him, it was. In fact, the mutual fund industry has more than its share of Old Masters: To Lynch’s lofty status, add John Templeton, Jean-Marie Eveillard, and Bill Miller – investors who have elevated stock picking to an art form. But the mutual fund world is constantly changing.

And while many of those legends are alive and well, as years pass they make room for a fresh round of investing talent. You may not recognize Chuck Akre or Mark Yockey the same way you do Peter Lynch, but they are talented investors whose returns over time have come to speak for themselves. If Lynch and his ilk are the Old Masters, call these more recent stars the New Classics.

Old or new, one thing’s for sure: With the stock market booming or swooning depending on the news of the day, it’s more worthwhile than ever to have one of these steady hands guiding your investment decisions. So we set out to find the true artists of today’s mutual fund world: standout, managers who, while their specific styles may differ, have become leaders in their field.

How did we find them? We started by screening for funds that have outperformed their peers by the widest margins over the past ten years, using data from fund-tracking firm Morningstar. To make sure our choices would be easy to buy and affordable to own, we ruled out names that were closed to new investors and focused only on no-load offerings with minimum investment requirements of $25,000 or less. We also limited our picks to funds with expense ratios lower than the average for their category. Finally, we eliminated specialized funds, as well as those whose current managers were too new to be primarily responsible for the fund’s performance record.

That long list of criteria helped whittle our choices down to six funds: two large-cap, one mid-cap, and one small-cap fund, as well as two international offerings. (For investors seeking a more focused emerging markets fund, our pick from last year – T. Rowe Price Emerging Markets Stock [PRMSX] – has continued to post dazzling results. Lead manager Chris Alderson now also manages the T.Rowe Price Africa & Middle East fund [TRAMX], which opened in September.)

Some of the managers here are indeed Old Masters, respected veterans whose names roll off the tongue: Ken Heebner and Bill Nygren, for instance. But you may not recognize some others – the team from Manning & Napier, for example, has gone largely, and undeservedly, under the radar. But take our word for it.

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Go With the Flow of Risk

Saturday, January 24th, 2009


Risk can be said to be a basic and standard factor associated with each and every investment decision or decision.  It can also be stated on the converse that individuals who decide not to invest face a different kind of risk.  Although you cannot completely eliminate risk. especially the basic factors of risk volatility it all boils down to understanding how to incorporate the concepts of risks and risk management underlying factors into your investment decisions and investment decision strategy and strategies.  Otherwise it is like whistling in the wind or alternatively the fabled tale of King Canute.  Although it can always be said that while you cannot eliminate risk you can work to minimize its effects – especially devastating negative effects and in the end effect – learn to live with and minimize negative factors associated with risk and financial investing risk managements.

For starters you can smooth out those highs and lows of the market by contributing a set amount to your plan on a regular basis throughout the calendar year and years.  This strategy is generally called dollar cost averaging.  Invest on a regular ongoing basis rather than  at one or two single shots.

Thus it can be said that “dollar cost averaging”  is an excellent and standard means and way to minimize financial and currency market fluctuations and this maximize your returns overall.  By purchasing the same dollar amount of investments of all types on a regular ongoing basis, you can buy more units of whatever investments or forex financial units , when prices are low.  Similarly or on the other hand , when prices are high , or on the way up , you will be purchasing less or fewer units.  Overall it can be said of the his financial and investment strategy, that you will reduce your average cost per unit over the long term and take the guessing out of the best or proper time when to invest.

 

» What Financial Advisors Can Do For You Announced Articles … – They can assist the client with properly balancing capital gains and investment income. They also offer advice regarding asset allocation and help the client find a level of investment risk that works best for their particular needs. …

Penny Stocks Investing: The No-Risk Way to Learn to Invest … – The No-Risk Way to Learn to InvestMotley FoolBy Selena Maranjian If you’re an investing beginner, the prospect of putting your money at risk can scare you to death. To get yourself used to how the stock market works, you might want to . … Top Stocks 2009, Best Stock Investment, Hot Stocks… Online Stocks Investing: Penny Stocks Investing: L… Penny Stocks are They Worth it? | Advice on stocks… Penny Stocks Investing: Learn About Stock Investin. …

Patterico’s Pontifications » Obama’s Plan to Save the Economy … – Raising capital gains taxes: The giant sucking sound you hear is investment capital disappearing to floorboards and mattresses. What do you do when investment risk goes up, like now? Tax investment return. Yeah, that’ll work. …

Is It Time to Rethink Risk? – If you mention risk in today’s tumultuous market climate, most people probably think of their rapidly shrinking investment accounts. But in reality, investment risk takes many forms, and each can affect how you pursue your financial …

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