Posts Tagged ‘Economic Recovery’

More on Bank of Canada

Sunday, July 3rd, 2011


Adjusting the current forces at work in the global economy requires completing global bank reforms, making progress in getting China and other emerging economies to move to more flexible exchange rates, addressing global imbalances and other structural changes to global systems.

He noted that the Bank of Canada pegged the potential difference between the co-operative path among the G20 countries and not working together at $7 trillion by 2015.

Even so, he said making the right adjustments won’t be easy or painless, nor is he assured that the G20 is up to the task.

“Time will tell whether the G20 nations can better the underwhelming track record of the G7 in co-ordinating policies,” he said.

Paul Volcker, former chairman of the U.S. Federal Reserve and current chairman of President Barack Obama’s Economic Recovery Advisory Board, was equally gloomy.

“I think it is fair to say that we will not reach, in the United States, peak levels of production for several years even on a reasonably optimistic trajectory,” Volcker said.

“We have a financial situation in the United States that’s still operating on maybe two cylinders, but it’s not operating on six cylinders,” he said.

Volcker was also concerned about the strength of emerging economies such as China, India and a number of Latin American countries. Such countries are exhibiting a “remarkable rate of recovery,” becoming investors in and lending money to the traditionally wealthier states, he said.

“Not only are they expanding very fast but we have a phenomena that is not seen or written about in economic textbooks,” he said.

“That tells you there is something really rather seriously wrong and imbalanced in the world economy. We have been for some time in an unsustainable economic pattern.”

Volcker said Europe is suffering from many of the same problems as the United States and will need “years and not months” to recover.

“They are showing the same symptoms that we have had in the United States with the risk that puts the stability of the euro itself in some jeopardy.”

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The Bank of Canada

Monday, September 6th, 2010


The Bank of Canada has increased the target for its trend-setting overnight lending rate on July 20, raising it by a quarter of a percentage point to 0.75 percent. The increase follows on the heels of an equal interest rate increase in June 2010, when it was raised for the first time since 2007. The Bank rate now stands at one percent.

In its most recent interest rate announcement, the Bank marked down its outlook for economic growth globally, emphasizing the uneven economic recovery in the U.S. and weakening prospects for European economic growth.

In the Bank’s view, Canada’s domestic economy is largely evolving as expected in recent months, but it trimmed its forecast for economic growth this year and next by 0.2 percent to 3.5 percent in 2010 and 2.9 percent in 2011. While the Bank raised its forecast for Canadian economic to 2.2 percent in 2012, it nonetheless left the easing trend for growth intact.

The Bank indicates, “[this] revision reflects a slightly weaker profile for global economic growth and more modest consumption growth in Canada. The Bank anticipates that business investment and net exports will make a relatively larger contribution to growth.

“Where the domestic recovery had previously been led by housing and consumer spending it is now guided more by government stimulus.”

The Bank also reaffirmed its view that housing activity and household expenditures were pulled forward into the first half of 2010, which is expected to cause them to soften in the second half. It also recognized that business investment has been weaker than it previously expected, “held back by global uncertainties.” The Bank anticipates that “business investment and net exports will make a relatively larger contribution to growth” over its forecast horizon.

As of July 20, the advertised five-year conventional mortgage rate of 5.79 percent was down 0.06 percent from one year earlier, and 0.2 percent below where it stood when the Bank made its previous interest rate announcement on June 1. However, it is 0.3 percentage points higher than it was at the beginning of the year.

The Bank has signaled to financial markets that it is leaving its options open as to whether it will raise interest rates further when it makes its next rate announcement on September 8.

“As it did with its previous announcement in June, the Bank messaged financial markets that further interest rate increases are not pre-ordained,” says Gregory Klump, chief economist at the Canadian Real Estate Association. “The strength of recent economic indicators has prompted the Bank to raise interest rates, but the Bank has signaled that it may keep rates on hold should the economic recovery begin to show signs of losing steam.”

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Best Mutual Funds

Friday, May 21st, 2010


They’re recognizable or not, having even one of these  names in your collection would reflect a savvy eye – and an investment that, while it may not hang on the wall over your sofa, is likely to appreciate handsomely in the years to come.

CGM FOCUS (CGMFX)

Ken Heebner calls himself a “plain vanilla” kind of fund manager, and indeed the veteran investor has long held to a strategy that on its surface is simple: He looks for opportunities wherever he can find them and then pursues them aggressively, quickly diving in and out of stocks of all sorts. Heebner’s results, though, have been anything but ordinary: His CGM Focus fund has rocketed more than 60% since the beginning of the year, thumping the S&P 500 stock index by some 57 percentage points. Even more impressive, CGM Focus has chalked up astounding average returns of 25% a year over the past ten years.

Those striking gains are the result of Heebner’s keen eye for global trends and his willingness to make bold bets. In years past, for example, Heebner has bought and sold technology, homebuilders, energy, and other sectors. CGM Focus holds just 23 stocks, and nearly 60% of the fund’s $5.2 billion in assets in concentrated in its ten largest holdings. Turnover in the fund, can easily surpass 300% a year, meaning that the portfolio may look drastically different from quarter to quarter.

Lately Heebner has been powering up on energy stocks, with holdings such as Schlumberger, China’s CNOOC, and Petrobas Energia (one of our Ten Best Stocks for 2008). In keeping with his anything-goes style, Heebner can also bet against stocks by selling them short, and while he’s unwilling to talk about those positions, the fund’s recent reports show a prescient wager earlier this year against mortgage lenders Countrywide Financial and Indymac Bancorp.

Such big bets have at times made for a rocky road. In 2002, CGM Focus lost 18% as Heebner prematurely anticipated an economic recovery. With swings like that, the fund may not suit investors who want to avoid volatility. “This fund’s style and eye on highfliers leaves us uncomfortable,” Morningstar analyst Michael Herbst wrote in a recent report. But Heebner’s bets have paid off more often than not, making him a gutsy master we’d trust with our money.

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Economic Recovery

Tuesday, January 12th, 2010


Amid hopes of economic recovery and renewed investor appetite for riskier assets, most of the global indices reversed their first-quarter losses during the second quarter of 2009, returning their best quarterly performance in more 20 years.

The upward movement continued in the third quarter, with equities trending higher. Analyst upgrades across sectors, combined with a spurt in deal activity, supported this uptick. However, the Federal Reserves announcement that it would be slowing the purchases of mortgage debt was sobering, as many worried about the sustainability of the recovery process if the stimulus was withdrawn too early.

In Europe, economically sensitive areas, such as industrials and consumer discretionary, continued to rise, while pharmaceuticals also performed well, buoyed by consolidation in the sector. Economic indicators continued to improve, and the European Central Bank policy makers signaled they intend to leave emergency lending measures in place next year to support an economic recovery.

In Asia-Pacific, industrial production expanded in most of the Asian economies, indicating that their policy measures are gaining traction. The private sector too is recovering well in many countries, with lower interest rates and government incentives driving consumer spending in Asia.

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